London Scene
Current Account
Switch
Guarantee

Open a bank account

Settling into a new country can be a challenge, opening a bank account doesn't have to be.

Apply now for a UK bank account

Eligibility criteria and T&Cs apply.

Join HSBC Premier today

Buy and manage funds on the app

Current accounts Mortgages Credit cards Savings Loans International Investing Insurance
Happy family

Looking for help?

Find answers to your questions and get the latest guidance.

Coins and plant

Growing your money

Explore ways you could make the most of your money to help reach your goals.

Stocks & shares ISA
Business banking
Switch Guarantee

HSBC Small Business Banking Account

We're here to support your business all the way, that's why there's no monthly account fee and free UK digital banking1.

Small Business Banking Account

Independent service quality survey results

Personal current accounts

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

1 Monzo
82%
2 STARLING
77%
3 nationwide
75%
4 first direct
74%
12
=
HSBC UK
57%
Great Britain

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Published February 2026

View full GB survey results

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Ranking

1 Monzo
81%
2 nationwide
78%
3 STARLING
75%
4
HSBC UK
71%
5 CHASE
69%
Northern Ireland

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 12 largest current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Published February 2026

View full NI survey results

Authorised push payment (APP) scams rankings

Authorised push payment (APP) scams happen when someone is tricked into transferring money into a fraudster's bank account. Information about HSBC UK and first direct performance prior to the introduction of the reimbursement requirement in October 2024 can be found in the PSR's latest APP Scams Performance Report published in February 2026.

You can read the full report by visiting the PSR website.

If you are concerned about APP scams you can find out more on our APP scams page.

fscs Protected

Your eligible deposits with HSBC UK Bank plc are protected up to a total of £85,000, or up to £170,000 for joint accounts, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: HSBC UK Bank plc, HSBC Private Banking, and first direct.

Any total deposits you hold above the limit between these brands are unlikely to be covered.

Find out more
1. Free UK digital banking means day-to-day standard electronic transfers made through Business Internet Banking and HSBC UK Business Banking app are free. Other charges apply e.g cheques and CHAPS. See Business Price List for details. Subject to application, eligibility, credit check and T&Cs.
Back to top
Customer support

It's easy to answer your query online. Visit our Help page to find out how.