Happy family at home
Peace of
Mind
Guarantee

Protect what matters most

From home and car to life and health – choose insurance that fits your life and gives you confidence for the future.

Terms, conditions and exclusions apply. You may not be covered for everything.

Make a claim online

Over 50s? Get a life insurance quote

Home insurance Car insurance Life insurance Travel insurance Critical illness Pet insurance Income protection Claims & support
Modern home
MULTI-POLICY DISCOUNT

Home insurance from £5.99/month

Buildings and contents cover. Add optional extras like accidental damage. Save 10% when you buy two or more policies.

Car on road

Car insurance

Comprehensive, third party, or telematics (black box) policies. No admin fees for mid-term adjustments.

Get a quick quote
Family protection
CRITICAL ILLNESS OPTION

Life insurance

Lump sum to help protect your family's future. Add critical illness cover for extra peace of mind.

Calculate your cover

Claims – we're here when you need us

Real claims, paid quickly. 92% customer satisfaction*.

Recent claims paid

Average claim processing time: 3 working days.

Burst pipe – buildings

Paid £4,850 within 4 days

Car accident – comprehensive

Paid £3,200, repairs authorised in 48h

Travel insurance – medical emergency

Paid £12,500, 24h assistance

View all claims stories

Why choose HSBC Insurance?

  • 24/7 claims line – real people, not automated
  • New for old cover on home contents
  • Courtesy car included with comprehensive car insurance
  • Multi-policy discount – save up to 15%
Read our policy benefits

Insurance FAQs

What does buildings insurance cover?

The structure of your home: walls, roof, windows, permanent fixtures. Also covers damage from fire, flood, storms.

Can I get life insurance with a pre-existing condition?

Yes – we consider each case individually. Some conditions may be covered at standard rates, others with exclusions.

Do you offer multi-car discounts?

Yes, you can insure multiple cars on one policy and save up to 12%.

Visit insurance help centre
The protection gap

6 in 10 UK adults don't have enough life insurance to cover their mortgage or family needs**. Calculate how much protection you need.

FREE CALCULATOR Start now →

**Source: HSBC UK protection research 2025

fscs Protected

Insurance policies are not usually covered by the FSCS, but HSBC is a trusted name. Our policies are underwritten by leading insurers. You can read your policy document for full terms.

All insurance is subject to terms, conditions, and exclusions. Some covers may not be available for all customers.

Policy documents
*92% customer satisfaction based on 5,432 HSBC insurance customers surveyed in January 2026. Claims examples are illustrative. Actual claim times vary. Multi-policy discount applies when you buy two or more eligible policies (home, car, life). Terms apply.
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Insurance claims & support

Report a claim, update your policy, or speak to an advisor.